Join the hundreds of thousands of LendUp customers moving beyond their credit history — and into a brighter future.
Built for people new to credit or those who’ve had troubles in the past.Get an Invitation →
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Here’s what customers say
You guys are absolutely the BEST. Thank you LendUp! I’m seeing the light at the end of the credit score tunnel.Felicia C
This is truly a good honest company that cares about their customers and I could tell that you see us as real people.Eric B
You have a great program. I have already paid off and stopped using payday loan lenders. Getting back on track.Charlie B
I love your company... Your fees are upfront and reasonable, plus you are easy to get a hold of. You are so transparent. I love it!Laura V
Thank you very much. I can always count on LendUp!!!Ashley V
This is what customer service is all about... If I can extoll your virtues to the people in charge, pass this along. Not every institution of lending need be so corporate as to forget the human quality.Mitch
You and your team being accommodating with me is a true blessing. I appreciate it so much! THANK YOU from the bottom of my heart!Benjamin W
Incredible customer service, thank you so much!Burnita B
Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.
LendUp Loans are offered entirely online, so you can apply 24/7 — whenever it’s most convenient for you. Applying takes only minutes. Our online loan decisions are instant, and if approved, you could have money in your account in as soon as 15 minutes (where available).
We also have something no one else has: the LendUp Ladder. Our borrowers in eligible states can earn points by making on-time loan payments, taking our free financial education courses and more — all of which could lead to larger loans at lower rates.
Single Payment Loans
LendUp’s alternative to payday loans provides a secure, convenient way to get the money you need, fast. Applying takes only minutes and decisions are instant. What's more, good credit isn’t required, and unlike online payday loans or cash advances, we don’t have dangerous debt traps or rollovers. (Read our take on payday loans.)
Our online installment loans offer up to $1,000 for qualified customers, giving you access to more money and more time to repay. What’s more, LendUp’s installment loans report to all 3 major credit bureaus, which could help you build or improve your credit over time.
Installment loans are not available in California.
Lay the groundwork for a successful financial future with our free education courses. Each short animated video teaches practical lessons about saving, credit and more. Better yet, LendUp customers earn points on the Ladder.
The LendUp Ladder Works